L&I or your self-insured employer can approve your claim if your doctor certifies that you were injured at a specific time and place at work, or have an occupational disease. Benefits cover medical bills. They also may include wage replacement, return-to-work help and disability or pensions for the severely injured.
If you are injured at work and need treatment, go to the emergency room or doctor of your choice and say you were injured at work. The doctor will assist you in filing the workers' compensation claim.
If your claim is approved, L&I or your self-insured employer will cover medical bills directly related to your injury. Your coverage may continue until your doctor certifies your injury has stabilized and reached a point where further recovery isn't expected.
New in 2013: If you need further medical care after the first visit, you will need to see a provider in our network. If your regular doctor is not in our network, encourage them to join, or find a provider that is in our network.
Yes. If your claim is still open, you receive medical benefits even if you are working.
Workers compensation cannot pay for:
Many injuries are treated and healed before the paperwork reaches L&I. In these cases, we may issue a single decision both authorizing medical expenses and legally closing the claim. This saves time and paperwork for everyone.
If you need treatment within 60 days after your claim was closed, you or your doctor may protest the closure of your claim.
After more than 60 days from claim closure, you and your doctor may apply to have your claim reopened so that your medical bills can be paid, as long it is for the same workplace injury.
If your claim was closed, you and your doctor may protest with in 60 days. Later than that, you and your doctor may apply to have it reopened so that your medical bills can be paid, as long it is for the same workplace injury.
Also, your doctor may refer you to a specialist (such as a surgeon or an orthopedic specialist).
You may change doctors as long as the new doctor is qualified to treat your accepted injury or illness, and has joined L&I's network if practicing within Washington State. Your request to transfer to a new doctor is subject to approval by your claim manager.
If you prefer to do this in writing, fill out the Case Transfer Card (F245‑037‑000) from your doctor or local L&I office.Depending on your injury, you may have difficulty returning to work right away. Your claim manager may assign you to a vocational counselor to help develop a solution involving you, your employer and your doctor. Read more about Vocational Services.
If you are still confused by the claim process, you can call Project HELP at 1-800-255-9752. They are a cooperative effort between L&I and the Washington State Labor Council (AFL-CIO), and can provide you with one-on-one counseling to help you navigate the claims process.
Project HELP can assist you with both self-insured and state fund claims.
You may change your doctor once your claim is accepted. Just make sure your new doctor is in our network, and submit a request to us online at www.TransferCare.Lni.wa.gov, or fill out the Case Transfer Card (F245‑037‑000) from your doctor or local L&I office.
If you miss work because of your injury and your doctor certifies you are unable to work, L&I or your self-insured employer may pay for a portion of your lost wages, called "time‑loss compensation."
However, the 3 days in a row of work immediately following your injury are considered a waiting period. L&I or your self-insured employer won't pay for these days, if they are the only ones you miss.
No. Time-loss compensation benefits can replace some — but not all — of the wages you were earning. The benefit amount is 60 to 75% of the wage you were earning (up to a limit), depending on how many dependents you have.
Find more information in the:
Because of legislation (331 KB PDF) (www.leg.wa.gov) passed in 2009, time-loss compensation benefits for new claims filed for industrial injuries or illnesses that occur on or after the effective date (December 3, 2009) by individuals in State Registered Domestic Partnerships (www.sos.wa.gov) will be calculated at the same rate as for married persons and will include benefits for any eligible dependent children. This change doesn't apply to existing claims or to new claims for industrial injuries or illnesses that pre-date the effective date.
Persons in common law marriages or in unregistered domestic partnerships aren't considered married under the workers' compensation laws. Compensation for these individuals will be calculated based on a family status of single and will include any eligible dependent children.
The child's portion of time-loss compensation benefits must be paid to the person who has legal custody of your child or children. Notify your claim manager of any change in the custody of your child or children so the benefits can be paid to the appropriate individual.
If you are eligible, and no further information is needed, your first check is mailed within 14 days from the date L&I or your self-insured employer receives notice from your doctor that you are off work.
Checks are mailed about every 2 weeks or bimonthly, as long as:
Uncashed benefit checks expire after 180 days. You can ask L&I to reissue an expired check, but only if it has been less than 2 years since the issue date. After that, you'll need to contact the Department of Revenue to file a claim for unclaimed property.
No. The IRS considers time-loss compensation to be a disability benefit, not earned income.
Time-loss compensation benefits won't cover all of your lost wages, only a fraction. Plus, it requires your medical provider's ongoing certification. Ask your employer if there are other jobs you can do to earn your wage or salary while you recover.
L&I or your self-insured employer only pays for prescription medications necessary for treatment of accepted conditions resulting from industrial injuries and occupational diseases on open and allowed workers' compensation claims.
Prescription medications are covered only for conditions accepted under open claims or, in rare instances, in claims with treatment orders that authorize payment for specific medications for life-threatening conditions.
Prescription medications for treatment of unrelated conditions and/or conditions not accepted under a claim must be paid for by the worker or billed to their private health insurance.
Medications prescribed for workers who are outpatient (not confined in a hospital) are listed on the L&I's Outpatient Drug Formulary (150 KB PDF). Drugs and/or therapeutic classes listed on the formulary do not guarantee coverage and are subject to L&I's policy and decisions regarding appropriateness for the accepted conditions.
Review a list of drugs that may or may not be covered by L&I.
Submit the Statement for Pharmacy Services (F245‑100‑000) form to request reimbursement for out-of-pocket costs for prescriptions that are accepted under your claim. For self-insured claims, send your receipts directly to your employer or their claims representative.
If you must travel further than 15 miles to see a health-care provider, you can get reimbursed for some of your travel expenses.
These requirements are only for travel reimbursement. You can still see any health-care provider listed in our online directory, but your travel expenses won't be covered if you don't meet these requirements.
| If your claim is managed by... | You must... |
| L&I |
|
| a self-insured employer | Request reimbursement directly from your employer or their claims representative. |
The current rate is $0.565 per mile.
Check the state reimbursement rates for other expenses: Reimbursement Rates for Lodging, Meals, and Privately Owned Vehicle Mileage (25 KB PDF) (www.ofm.wa.gov).Search for providers near you at www.FindaDoc.Lni.wa.gov. Depending on how far from your home you search, the search results will show estimated distance a little differently:
| If you search for providers... | Then we'll show you an estimate of... |
| within 15 miles | the distance to each provider as you would drive. |
| further than 15 miles away | the distance to each provider “as the crow flies”. |
If your claim manager requests that you go to an IME, and the IME is further than 15 miles from your home, you will be reimbursed travel costs, including the first and last 15 miles of a round trip.
If you now live out-of-state, you may have to return to Washington State for an IME. If needed, L&I or your self-insured employer will pay for your transportation, lodging, meals, and wage replacement for lost wages to attend the exam.
Yes, mileage for meetings requested by your vocational rehabilitation counselor (VRC) may be reimbursed, if the meeting is further than 15 miles from your home. In addition, some travel costs that are approved in your vocational plan may be reimbursed.
Yes, reasonable travel expenses may be reimbursed if you need to get your orthotic/prosthetic appliance repaired after your claim is closed. Hearing aids are not included. The appliance must be originally purchased by L&I or your self-insured employer.
You may have to travel a greater distance to receive care for your claim. If so, payment for some travel costs may be considered if the travel is pre-approved by your claim manager. You won't be paid if your claim manager doesn't pre approve your travel.
If you're thinking of moving out of Washington, learn what you can do to communicate with L&I and find new care.
You may be reimbursed for personal property lost or damaged during a workplace accident.
Coverage is limited to:
To apply for reimbursement, complete and submit the form "Statement for Miscellaneous Services".
When you have completed treatment but have suffered a permanent disability, you may qualify for a Permanent Partial Disability (PPD) award. PPD must be rated by a qualified doctor.
This means you can still work, but your physical ability has been impaired.
No. Permanent partial disabilities are based on the degree of your impairment, not on whether you can work.
No. After the claim is closed, these benefits end (unless the claim is reopened).
Yes - you can call Project HELP at 1-800-255-9752. They are a cooperative effort between L&I and the Washington State Labor Council (AFL-CIO), and can provide you with individual claims assistance on your behalf.
Project HELP staff can assist you with both self-insured and state fund claims, but they are not attorneys and do not give legal advice.
There are two types of pension:
Learn about disability awards in the Worker's Compensation Benefits (F242‑104‑000), pages 13-15.
Learn about pensions in L&I's Pension Benefits brochure (F242‑352‑000).
One alternative to monthly time-loss benefits is a structured settlement.
This is when you and L&I agree to a sum of money that you would receive in a series of fixed, cash payments, over a relatively short period of time.
Medical benefits may continue for your injury.
Injured workers who:
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More about workers' comp claims
Claim information online in Claim & Account Center
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