| Out-of-State Employers Questions and Answers | ||
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January 2009.
Common questions employers ask about workers' compensation requirements when bringing workers into Washington State.
When do I have to buy workers' compensation in Washington?
You will need to purchase workers' compensation coverage in Washington when:
What are Washington's requirements for out-of-state employers temporarily working in the State of Washington?
All work performed by your employees in Washington must be insured for workers' compensation. Your need to purchase Washington workers' compensation coverage depends on:
What if my state has a reciprocal agreement with Washington?
Reciprocal agreements allow you to temporarily bring your workers into Washington using your current workers' compensation policy. The agreements can have exclusions, so you should refer to the reciprocal agreements at www.OutOfState.Lni.wa.gov and contact us before starting a job in Washington. Washington has reciprocal agreements with Idaho, Montana, Nevada, North Dakota, Oregon, South Dakota, Utah, and Wyoming. The agreements with Montana and Nevada do not include construction work.
What is considered temporary work?
The definition can vary between agreements. Any new reciprocal agreements will define temporary and incidental as work performed by your employees in Washington for thirty or fewer days in a calendar year. Partial days count as a day.
What if the work is for longer than the temporary and incidental period?
You will need to refer to the reciprocal agreement.
What if my state does not have a reciprocal agreement with Washington or the agreement doesn't apply beyond temporary and incidental?
The type of work your employees perform in Washington will determine your need to pay workers' compensation premiums in Washington.
How do I know if I'm required to get a contractor's license?
You can call: 800-647-0982 or 360-902-5226 or e-mail: berp235@Lni.wa.gov.
What if my employee is injured and files an L&I claim while working in Washington?
The answer depends on how you're required to report the worker.
How do I open a workers' compensation account in the Washington State?
By completing a Master Business Application online at www.dol.wa.gov or you can request an application be mailed to you by calling 360‑902‑5799. Washington State does not allow private workers' compensation coverage. You must purchase your coverage from L&I or be self insured through L&I.
What if I already have a Washington business license and now I need to open a workers' compensation account?
You will need to submit a new Master Business Application using your current UBI number. Note on your application that you will have workers in Washington State. The first hire date should be the first date you will have workers in Washington.
Where can I get additional information?
You can find additional information:
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