Calculating Your Rate

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Calculating Your Rate

Premium Rate
Learn how your firm's rate is calculated and the components of this calculation.

Experience Rating
Learn about Your Firm's Experience Factor, the most important factor used in calculating your firm's rate.

Workers' Compensation Risk Classification
Learn about the risk classifications assigned to your business based on the nature of your business.

Base Rates
Learn about the 3 statewide base rates adopted for each risk classification.