Earn a Claim-Free Discount

About the Claim-Free Discount

Learn what the Claim-Free Discount is and how it can affect you.

Acquiring a Business with Claim-Free Status

Another way of getting the Claim-Free Discount.

Losing Your Claim-Free Discount

Two ways an employer can lose a Claim-Free Discount.

Learn How a Claim Can Affect Your Rates

Disability benefits have a much greater effect on your rates than medical bills alone. A chart is provided with two samples plus detailed examples.

Why Washington Offers a Claim-Free Discount

The Claim-Free Discount reflects the higher credibility and lower future claim costs of firms with no compensable claims.

Other States don't Offer Claim-Free Discounts for Small Employers

The expenses and insurance markets in other states can limit discounts for small employers.


Back to top

End of main content, page footer follows.

Access Washington official state portal

© Washington State Dept. of Labor & Industries. Use of this site is subject to the laws of the state of Washington.