| Learn How a Claim Can Affect Your Rates |  | |
Find out how a claim with time-loss or other disability benefits could affect your rate for three years. No light-duty? Consider keeping the employee on salary.
The two samples in the following chart are based on the 2007 proposed workers' compensation rates per hour worked. Each sample has a link to detailed examples.
| One time-loss claim can raise your rates | |||||
|---|---|---|---|---|---|
| Business type | Claim‑free discount | After one $5,000 time‑loss claim | After one $40,000 time‑loss claim | ||
| (Assumes 5 workers) | Rate | Rate | Difference | Rate | Difference |
| Convenience grocery store (Detail for class 6403 example.) |
$0.34 | $0.38 | 12% | $0.41 | 20% |
| Wood frame building construction (Detail for class 0510 example.) |
$1.68 | $2.05 | 22% | $2.68 | 59% |
See the Claim-Free Discount page for more information.
