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Deciding to Self-Insure for Workers' Compensation

Please consider using the analysis checklist to create a cost comparison between self-insuring or insuring through L&I.

To apply for certification as a self-insured employer, an employer must meet all of the criteria below.

If an employer doesn't meet these minimum requirements, L&I's Self-Insurance Section will return the application without consideration.

Rule reference: WAC 296-15-021 (www.leg.wa.gov)
Self-insurance certification requirements and application process
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