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What is an Employer Liability Certificate (Certificate of Coverage)?
| Did you know... |
Under Washington State law*, you or your business could be liable for the unpaid workers' compensation (industrial insurance) premiums of any business you hire or contract with. More... |
It's a printable certificate from the Verify Workers' Comp Premium Status service for documenting that an employer's premiums for workers' compensation (industrial insurance) coverage are paid-to-date.
You'll want to use it if you are
- hiring (or sub-contracting with) any business.
- a business for hire (for example, to submit with bids).
- hiring periodically throughout a long-term contract.
To confirm that
- the business' workers' compensation premium payments for coverage are paid-to-date.
- a business with employees has an L&I workers' compensation insurance account covering its employees.
- If it has NO account, then it should have NO employees.
- If it has NO account AND has employees, it's an unregistered employer operating in the illegal underground economy. (Report employer workers' comp fraud here.)
If the account is current, there is no liability for premiums due to L&I by either the business or the party hiring the business.
Note: You should also verify that an independent contractor or subcontractor you are hiring has an active Department of Revenue tax registration account (www.dor.wa.gov). You might be an employer and not know it.
