Reducing Rates

Prevent Injuries & Save Money

Hints for reducing insurance costs.

Qualify for Refunds with Retro

The Retrospective Rating Program (Retro) can help you earn a partial refund of your premiums if you reduce workplace injuries and lower associated claim costs.

Hire a Previously Injured Worker

A program offering financial incentives to employers who hire injured workers.

Minimize an Injured Employee's Time Off Work

Tips to help control costs when a worker is injured.

Claim-Free Discount

Small businesses that prevent workplace injuries can earn a discount on their premiums.

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