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Reducing Rates

Prevent Injuries & Save Money

Hints for reducing insurance costs.

Early Case Reserve

What employers can do to reduce the cost of workers compensation coverage.

Qualify for Refunds with Retro

The Retrospective Rating Program (Retro) can help you earn a partial refund of your premiums if you reduce workplace injuries and lower associated claim costs.

Hire a Previously Injured Worker

A program offering financial incentives to employers who hire injured workers.

Minimize an Injured Employee's Time Off Work

Tips to help control costs when a worker is injured.

Claim-Free Discount

Small businesses that prevent workplace injuries can earn a discount on their premiums.

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