Common Questions About Public Health Emergencies From Businesses With Workers' Compensation Insurance Through L&I

Will public health emergency claims impact a business's experience modification factor and claim-free discount (if applicable)?

No.  All losses for allowed public health emergency claims, regardless of whether the virus is contracted, will not be included in the determination of a business's experience modification factor. A business will not lose their claim-free discount as a result of an allowed public health emergency claim.

What will the impact to retrospective rating calculations be for losses from public health emergency claims?

It's important that the claims included in experience factor calculation, retrospective rating adjustments, and for rating purposes align. Therefore, the losses for allowed public health emergency claims will not be included in the retro adjustment calculations.

If you have further questions regarding reporting, contact your account manager at 360-902-4817.