Starting April 18, 2019, L&I began using a predictive modeling system to estimate workers’ compensation claim costs. Called an “early case reserve,” this form of predictive modeling is an industry standard among insurance companies. It is designed to provide employers, and L&I, with earlier and more accurate projections for claims costs. With this improvement, employers and their representatives can see estimated reserve values in My L&I usually within 30 days from when a claim is received. The reserve is updated monthly.

Estimating future claim costs as early and accurately as possible will help employers and Retrospective Rating groups improve their ability to manage claims. The availability of this information supports better-informed decisions by employers about return-to-work options for injured workers. Better return-to-work outcomes mean lower claim costs for employers.

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