Evaluation and analysis reports
L&I produces reports summarizing the performance of Retro participants and the program as a whole. This includes:
- Net adjustment results for Retro groups in each coverage period.
- Quarterly report summaries of performance by groups currently enrolled in active coverage period.
- Retrospective premium refund and assessment summaries for Retro groups and aggregate totals for “individual” participants.
- Market share analysis reports that describe the percentage of employers in each industrial insurance risk classification enrolled in the Retro program.
See this important disclaimer regarding retro performance data and the reports provided here.
Group performance – net adjustment results
- July groups – net adjustment results, updated May 2020
- April groups – net adjustment results, updated February 2020
- January groups – net adjustment results, updated November 2019
- October groups – net adjustment results, updated August 2019
Quarterly report summary
- June 2020 quarterly report, updated 6/29/2020
- March 2020 quarterly report, updated 3/23/2020
- December 2019 quarterly report, updated 12/26/2019
- September 2019 quarterly report, updated 10/01/2019
- June 2019 quarterly report, updated 7/12/2019
- March 2019 quarterly report, updated 3/29/2019
- December 2018 quarterly report, updated 2/21/2019
- September 2018 quarterly report, updated 11/15/2018
- June 2018 quarterly report, updated 7/13/2018
Refund and assessment summaries
Retrospective rating program coverage periods run 12 months, beginning January 1 through December 31, April 1 through March 31, July 1 through June 30, or October 1 through September 30. Only claims with a date of injury within the selected coverage period (and standard premium due for the same coverage period) are used to calculate retrospective premium. The coverage period is selected by the group or individually enrolled employer.
There are 3 mandatory adjustments for each enrollment cycle. The initial adjustment will occur approximately 10 months after the coverage period, with subsequent adjustments occurring in 12-month intervals.
Contact us if you need this information in an alternate format.
Jump to the reports for coverage period:
January coverage period
- Retrospective premium adjustment of October 30, 2019, for January 1 to December 31 coverage periods: 2018, 2017, and 2016, updated 11/13/2019
January 2017
- First evaluation update (including manual adjustments) — January 1, 2017 through December 31, 2017, updated 3/07/2019
January 2016
- Second evaluation update (including manual adjustments) — January 1, 2016 through December 31, 2016, updated 3/07/2019
- First evaluation update (including manual adjustments) — January 1, 2016 through December 31, 2016, updated 11/01/2018
- First evaluation of January 1, 2016 through December 31, 2016
January 2015
- Third evaluation update (including manual adjustments) — January 1, 2015 through December 31, 2015, updated 3/07/2019
- Second evaluation update (including manual adjustments) — January 1, 2015 through December 31, 2015, updated 11/01/2018
- Second evaluation of January 1, 2015 through December 31, 2015
- First evaluation update (including manual adjustments) – January 1, 2015 through December 31, 2015
- First evaluation of January 1, 2015 through December 31, 2015
April coverage period
- Retrospective premium adjustment of January 30, 2020, for April 1 through March 31 coverage periods: 2018, 2017, and 2016, updated 3/27/2020
April 2017
- First evaluation — April 1, 2017 through March 31, 2018, updated 2/25/2019
April 2016
- Second evaluation — April 1, 2016 through March 31, 2017, updated 2/26/2019
- First evaluation update (including manual adjustments) — April 1, 2016 through March 31, 2017, updated 11/01/2018
- First evaluation — April 1, 2016 through March 31, 2017, updated 3/07/2018
April 2015
- Third evaluation — April 1, 2015 through March 31, 2016, updated 2/26/2019
- Second evaluation update (including manual adjustments) — April 1, 2015 through March 31, 2016, updated 11/01/2018
- Second evaluation — April 1, 2015 through March 31, 2016, updated 3/07/2018
- First evaluation — April 1, 2015 through March 31, 2016, updated 3/08/2017
July coverage period
- Retrospective premium adjustment of April 29, 2020, for July 1 to June 30 coverage periods: 2018, 2017, and 2016 updated 6/12/2020
- Retrospective premium adjustment of April 30, 2019, for July 1 to June 30 coverage periods: 2017, 2016, and 2015 updated 5/29/2019
July 2016
- First evaluation update (including manual adjustments) — July 1, 2016 through June 30, 2017, updated 3/07/2019
- First evaluation update— July 1, 2016 through June 30, 2017, updated 5/18/2018
July 2015
- Second evaluation update (including manual adjustments) — July 1, 2015 through June 30, 2016, updated 3/07/2019
- Second evaluation — July 1, 2015 through June 30, 2016, updated 5/18/2018
- First evaluation update (including manual adjustments) — July 1, 2015 through June 30, 2016, updated 1/16/2018
- First evaluation — July 1, 2015 through June 30, 2016, updated 5/25/2017
July 2014
- Third evaluation update (including manual adjustments) — July 1, 2014 through June 30, 2015, updated 3/07/2019
- Third evaluation — July 1, 2014 through June 30, 2015, updated 5/18/2018
- Second evaluation update (including manual adjustments) — July 1, 2014 through June 30, 2015, updated 1/16/2018
- Second evaluation — July 1, 2014 through June 30, 2015, updated 5/25/2017
- First evaluation — July 1, 2014 through June 30, 2015, updated 5/13/2016
October coverage period
October 2015
- First evaluation update (including manual adjustments) — October 1, 2015 through September 30, 2016, updated 1/18/2018.
- First evaluation — October 1, 2015 through September 30, 2016, updated 8/31/2017.
October 2014
- Second evaluation update (including manual adjustments) — October 1, 2014 through September 30, 2015, updated 1/18/2018.
- Second evaluation — October 1, 2014 through September 30, 2015.
- First evaluation — October 1, 2014 through September 30, 2015.
October 2013
- Third evaluation update (including manual adjustments) — October 1, 2013 through September 30, 2014, updated January 2018.
- Third evaluation — October 1, 2013 through September 30, 2014.
- Second evaluation — October 1, 2013 through September 30, 2014.
- First evaluation — October 1, 2013 through September 30, 2014, updated September 2015.
Market share analysis
Although more than one-third of reported hours and almost half of workers’ comp insurance standard premium is currently subject to Retrospective Rating, there are still many opportunities for identifying and enrolling Retro candidates. Risk classifications with low “market share percentages” (the percentage of total worker hours reported by Retro employers) represent likely industries for marketing emphasis.
The reports linked below contain information on what portion of each of our 300+ risk classifications has already participated in Retrospective Rating. Retro groups might utilize this information to focus their marketing efforts on risk classifications where there is still a great deal of “non-Retro” employment.
- 2019 market share analysis report by premium, updated 3/06/2020
- 2018 market share analysis report by premium, updated 3/06/2020
- 2017 market share analysis report by premium, updated 6/25/2018
- 2016 market share analysis report by premium, updated 2/06/2018
- 2015 market share analysis report by premium, updated 1/19/2018
Important disclaimer regarding financial information
These reports provide only a “snapshot” of how Retro participants are performing at a specific point in time. The information is subject to change and should only be referred to as an approximation.
The refund and related refund ratio shown for a sponsoring organization may differ from the amount of money returned to each member of that group. Some organizations have performance requirements that a participating member must meet to earn a refund. Also, some organizations may take a percentage of the refund as a service or administrative fee. You should contact the specific association to obtain information about their requirements.
The data shown in the reports are provided to serve as a performance gauge and a record of a group’s performance. If you are a member of an organization and have questions about your specific refund, please contact your sponsoring organization directly.
L&I does not determine or regulate how refunds are distributed to members of any group. See Retro program rules for further details.